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Making Housing Affordable

Whether in urban or rural areas, housing is becoming more and more unaffordable for many Americans. At the same time that salaries are not keeping up with the cost of living, costs are increasing for everything from healthcare to education to child care.

Steve recognizes that a home is a key foundation for stable lives, and that in turn creates stable neighborhoods, vibrant communities, and a dynamic economy. As President, Steve will focus on ensuring housing opportunities meet people’s needs.

  • Establish a federal rental tax credit so renters can afford good housing that’s close to work and school. Current policies provide mortgage interest deductions only for people who can afford to buy a home — but that support should also be available for folks who are not yet able or choose not to buy a home.
  • Raise the minimum wage to $15 an hour and create a working families tax credit. At the current minimum wage, there are zero counties in the U.S. where a full-time worker could afford a two-bedroom apartment. That has to change.
  • Increase funding for the Housing Trust Fund, enabling better maintenance of existing public housing while building new public housing units.  
  • Invest in energy efficient retrofitting and buildings so homeowners and renters are spending less on heating and cooling costs while also reducing energy consumption. 
  • Fight to lift the moratorium on the amount of new public housing that can be built to ensure we meet the needs of a growing population. 
  • Direct Housing and Urban Development to increase its focus on affordable housing in underserved neighborhoods, especially those with large communities of color and single-parent populations.  
  • Fund more Project Based Rental Assistance to expand housing options for low-income Americans. 
  • Increase funding under the McKinney-Vento Homeless Assistance Act to help with housing for the elderly, disabled, families with children, Native Americans, and veterans.  
  • Pursue trade policies that ensure access to affordable building materials for housing. Destructive trade policies that drive up the cost of building materials only exacerbate the housing crisis for middle-class Americans.